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So you (or someone else) thinks you have credit problems. Credit problems can cover a wide range of topics, something as simple as late payments on credit cards to foreclosure on your house. From several bounced rent cheques to a repossessed car. From poor job stability to bankruptcy.

Bad credit is in the eye of the beholder. Your current credit situation may prevent you from obtaining a mortgage at those wonderfully low rates you have seen advertised (or they may not).

Credit problems do not necessarily mean you cannot get a great rate on your mortgage.

We specialize in obtaining the best rate for you. There are many private investors and lending institutions that will grant a mortgage based solely on the equity in the property being pledged as security for the loan.

If you were rejected at the traditional financial institutions due to a poor past credit history don't despair, a wide range of solutions are available at the Mortgage Department Corporation.

Thanks so much for making an experience that truly scares me so very easy. It has always been a pleasure working with The Mortgage Department and we will always come back for the great service and comfortable nature of your business. Thank you so much.

Ann Marie - Mississauga

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Mortgage Rates

Bank RatesTermOur Rates
2.99% 1 yr Closed 2.74%
3.04% 3 yr Closed 2.84%
3.24% 5 yr Closed 2.94%
2.95% Adjustable Rate 2.20%
3.59% 7 yr Closed 3.44%
2.95% Bank Prime 2.95%
Rates are subject to change without notice.