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So you (or someone else) thinks you have credit problems. Credit problems can cover a wide range of topics, something as simple as late payments on credit cards to foreclosure on your house. From several bounced rent cheques to a repossessed car. From poor job stability to bankruptcy.

Bad credit is in the eye of the beholder. Your current credit situation may prevent you from obtaining a mortgage at those wonderfully low rates you have seen advertised (or they may not).

Credit problems do not necessarily mean you cannot get a great rate on your mortgage.

We specialize in obtaining the best rate for you. There are many private investors and lending institutions that will grant a mortgage based solely on the equity in the property being pledged as security for the loan.

If you were rejected at the traditional financial institutions due to a poor past credit history don't despair, a wide range of solutions are available at the Mortgage Department Corporation.

You are the best, couldn’t of asked for a more seamless and stress free experience experience!

Richard - Oakville

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Mortgage Rates

Bank RatesTermOur Rates
3.39% 1 yr Closed 3.59%
3.44% 3 yr Closed 3.19%
3.49% 5 yr Closed 3.24%
3.45% Adjustable Rate 3.45%
3.99% 7 yr Closed 4.24%
3.95% Bank Prime 3.95%
Rates are subject to change without notice.