Oakville/Burlington: (905) 338-2222
Brampton/Mississauga: (905) 453-7095

So you (or someone else) thinks you have credit problems. Credit problems can cover a wide range of topics, something as simple as late payments on credit cards to foreclosure on your house. From several bounced rent cheques to a repossessed car. From poor job stability to bankruptcy.

Bad credit is in the eye of the beholder. Your current credit situation may prevent you from obtaining a mortgage at those wonderfully low rates you have seen advertised (or they may not).

Credit problems do not necessarily mean you cannot get a great rate on your mortgage.

We specialize in obtaining the best rate for you. There are many private investors and lending institutions that will grant a mortgage based solely on the equity in the property being pledged as security for the loan.

If you were rejected at the traditional financial institutions due to a poor past credit history don't despair, a wide range of solutions are available at the Mortgage Department Corporation.

I just wanted to say thank you for helping me find my first home and for the great advice and help! You were both incredibly patient with me and I sincerely appreciate everything!! I love the place, it has so much potential!! If I know of anyone looking to purchase a home, I will definitely recommend both of you!

Prabhjot S. Oakville

Apply Online Today!

Apply for A Mortgage

Mortgage Rates

Bank RatesTermOur Rates
3.39% 1 yr Closed 3.69%
3.35% 3 yr Closed 3.34%
3.39% 5 yr Closed 2.84%
3.45% Adjustable Rate 2.95%
3.89% 7 yr Closed 4.24%
3.95% Bank Prime 3.95%
Rates are subject to change without notice.