pnumbers

So you (or someone else) thinks you have credit problems. Credit problems can cover a wide range of topics, something as simple as late payments on credit cards to foreclosure on your house. From several bounced rent cheques to a repossessed car. From poor job stability to bankruptcy.

Bad credit is in the eye of the beholder. Your current credit situation may prevent you from obtaining a mortgage at those wonderfully low rates you have seen advertised (or they may not).

Credit problems do not necessarily mean you cannot get a great rate on your mortgage.

We specialize in obtaining the best rate for you. There are many private investors and lending institutions that will grant a mortgage based solely on the equity in the property being pledged as security for the loan.

If you were rejected at the traditional financial institutions due to a poor past credit history don't despair, a wide range of solutions are available at the Mortgage Department Corporation.

I got my mortgage from Jim in 2004. He was friendly, professional and very helpful with every aspect of my mortgage. I've since recommended him to friends and family with no regrets!

Jason P - Toronto

Apply Online Today!

Apply for A Mortgage

Mortgage Rates

Bank RatesTermOur Rates
3.09% 1 yr Closed 3.59%
3.34% 3 yr Closed 3.29%
3.54% 5 yr Closed 3.19%
3.45% Adjustable Rate 2.50%
3.89% 7 yr Closed 3.79%
3.45% Bank Prime 3.45%
Rates are subject to change without notice.