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So you (or someone else) thinks you have credit problems. Credit problems can cover a wide range of topics, something as simple as late payments on credit cards to foreclosure on your house. From several bounced rent cheques to a repossessed car. From poor job stability to bankruptcy.

Bad credit is in the eye of the beholder. Your current credit situation may prevent you from obtaining a mortgage at those wonderfully low rates you have seen advertised (or they may not).

Credit problems do not necessarily mean you cannot get a great rate on your mortgage.

We specialize in obtaining the best rate for you. There are many private investors and lending institutions that will grant a mortgage based solely on the equity in the property being pledged as security for the loan.

If you were rejected at the traditional financial institutions due to a poor past credit history don't despair, a wide range of solutions are available at the Mortgage Department Corporation.

I just wanted to say thank you for helping me find my first home and for the great advice and help! You were both incredibly patient with me and I sincerely appreciate everything!! I love the place, it has so much potential!! If I know of anyone looking to purchase a home, I will definitely recommend both of you!

Prabhjot S. Oakville

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Mortgage Rates

Bank RatesTermOur Rates
3.24% 1 yr Closed 3.49%
3.49% 3 yr Closed 3.54%
3.74% 5 yr Closed 3.44%
3.05% Adjustable Rate 2.70%
3.79% 7 yr Closed 3.89%
3.70% Bank Prime 3.70%
Rates are subject to change without notice.