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So you (or someone else) thinks you have credit problems. Credit problems can cover a wide range of topics, something as simple as late payments on credit cards to foreclosure on your house. From several bounced rent cheques to a repossessed car. From poor job stability to bankruptcy.

Bad credit is in the eye of the beholder. Your current credit situation may prevent you from obtaining a mortgage at those wonderfully low rates you have seen advertised (or they may not).

Credit problems do not necessarily mean you cannot get a great rate on your mortgage.

We specialize in obtaining the best rate for you. There are many private investors and lending institutions that will grant a mortgage based solely on the equity in the property being pledged as security for the loan.

If you were rejected at the traditional financial institutions due to a poor past credit history don't despair, a wide range of solutions are available at the Mortgage Department Corporation.

Just a short note to thank you for the assistance you provided with our mortgage. You got us a great deal and arranged our mortgage within the required time frame. We are impressed with your competence. You did your job in a very professional and courteous manner and we are glad that we made the right decision when we contacted you for our mortgage needs.

Rizwan - Oakville

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Mortgage Rates

Bank RatesTermOur Rates
3.09% 1 yr Closed 2.94%
3.19% 3 yr Closed 2.99%
3.39% 5 yr Closed 3.09%
3.20% Adjustable Rate 2.80%
3.69% 7 yr Closed 3.44%
3.20% Bank Prime 3.20%
Rates are subject to change without notice.